CML vs. SML: Total Risk vs. Systematic Risk

The same assets in the mean–volatility plane (left) and the mean–beta plane (right)

rf = 3% rm = 10% σm = 15%
Click an asset to vary its market correlation
Capital Market Line
Mean–volatility plane: individual assets lie below the CML
Security Market Line
Mean–beta plane: in the CAPM, all assets lie on the SML
Compare eBay (σn = 30%) and UPS (σn = 35%): eBay has less total volatility but more systematic risk (βn = 1.45 vs 0.79), so its CAPM expected return μn is higher.